Got No Money Guide To Saving Money and Good Living – Cricket Diane C Phillips – 2008

Got No Money Guide To Saving Money – 2008

* Can’t save what you haven’t got.

— short chapter. . .

* This is what we call a  fantasy  – it’s a fantasy you’re having if you think it’s a problem.

Got No Money Guide To Good Living – 2008

* Good living does not require money to be done and it sure doesn’t need to wait till you got some.

* There are all kinds of great ways to add good living to every day living. Throw a sheet on the floor and have a picnic.

* Or, if you don’t mind ants and bugs – throw the sheet or blanket or old quilt on the grass in the backyard and call it a picnic. You can bring stuff out in baskets – even the pretty napkins and glass cups. Its your picnic – do it so it delights you and those you love. Its good living.

* We grew a beautiful trailing red rose bush to have rose petal baths with rose hips tea. With four blueberry bushes, we had fresh blueberries with the dew still on them warm from the sun.

* It was great fun until my husband put himself in the bath with burnt motor oil and diesel crud all over him. I will never forget that rosy smell.

* Some people just don’t have prosperity thinking when they got no money. They would pay $6,000 for a rose petal bath at a spa but wouldn’t buy a $5 rose bush to have that bath at home.

* A satin pillowcase isn’t but a two dollar remnant or prom dress from the thrift store and a little sewing. Who needs a $50 hair stylist with a satin pillow to sleep on, a hairbrush and blowdryer.

* In fact, a blow dryer comes in handy for all sorts of useful stuff when you got no money.

* Its not real efficient for drying socks compared to the top of a good station wagon – but it is very useful for quick setting glue to fix upholstery on sofas, chairs and free-form macro furniture.

* It also sets the caulk on the bathtub when you redo it to get off the burnt motor oil from husband’s baths.

* A good blow dryer will melt some good plastics for sculpting and making handles fit, too. Never melt plastics in a toaster oven – its an air quality thing.

* Every time you buy groceries – put back the cookies and go buy a hammer or a screwdriver or pliers or scissors. You can always bake cookies, but you can never find something to make do as well for the others.

* Although, a dime will make a good screwdriver and even an old phone book can hammer some stuff, its easier to have the tools for easy good living handy.

* I would definitely say  always have  to a few things like duct tape, scissors, hammers and screwdrivers, measuring cups, measuring spoons and some good glues.

* It helps to have nails, tacks, tapes – electrical and otherwise. They are all good living necessaries. When you have to glue something and there isn’t any glue, then what? You’re stuck with taping, stapling, nailing it or leaving it the way it is.

* Of course, I’ve caulked some stuff that shouldn’t have been touched with caulk just to get it to stick together and there’s something that’s obviously been fixed poorly.

* I also used duct tape to stick a gutter back on the house and that didn’t work very well either. It appears that water sources have to be handled a little differently than sticking it back on with a good long piece of duct tape.

Got No Money Guide To Good Living – 2
Written by Cricket Diane C Phillips 2008

* I have an active living environment. This means a got no money good living environment dedicated to actively living in it. Things to do, workspaces for doing them and living by doing.

* You’ve got to ask yourself what you’d be doing if you had all the money in the world anyway.

* If its sitting around reading books – get some books. If its cooking special meals for people you love – get some recipes and do it.

* This isn’t a hard concept to grasp. I found it in a book once. Then I bought seeds for gardening and planted them.

* It was during a bad drought and only one marigold and five tomato plants grew out of thousands of seeds – about $8 worth of seed packets.
* But the seeds from those six plants have grown tomatoes and marigolds everywhere I’ve lived since. They’ve provided flowers and tomatoes in my friends’ and neighbors’ yards, at my parents’ house and I still have some today from them.

* If I don’t have a yard to garden – I just go and garden somebody else’s yard or plant them in the window inside the house. Its all the same to me because if I were rich its what I would do. So, I do it. Why wait?

* Between books from the library, books on sale, books online and books at the thrift store, yard sales and friends of the library sales – there are whole libraries available to own when you got no money and want good living.

* Be aware that what you have in your hand may be a library book before you stick it under the couch where the leg used to be. And, as soon as you use the dictionary for that you’ll need to look up a word. Better go find a brick instead.

* May as well not sit around thinking about what you haven’t got. Build it, create it, do it with what is around you.

* There is always something – some way to do it – somewhere to find it – some way to acquire it even with no money.

* In fact, with money is one of the most inefficient ways to go about it for most things most of the time.

* By the time I’ve shopped for what doesn’t really suit the purpose I have for it, I could’ve built, acquired or reclaimed four things (at least) to solve the problem that suits the purpose.

Got No Money Guide To Good Living 2

* Most good living is going to happen whether or not you got any money. Trashy living will happen too whether you got any money or not. The trick is to do more of the good living than letting it slide into trashy regardless of your economic reality.

* I’ve got to say, though, there is some comfort in trashy living – nobody expects much and its easy enough to accomplish that.

* If you wanna do good living when you got no money – its really easy. Satin pillowcases for your head and day-old cakes, donuts and collecting stuff everybody else is done using.

* We had do it later mentality for a long time until one day I realized we were going to be poor for probably ever and ever so that day we started good living anyway.

* We bought fancy napkins that cost fifty cents each at the clearance aisle one week which isn’t too bad if you don’t mind that they won’t match each other or anything else either.

* Those napkins were a one-time investment for years of imagining the fine dining of a fancy restaurant without leaving home.

* We were scared to get those nice napkins messy so we brought home a library book about folding them, set the table with them folded all fancy and used paper towels.

* My children loved folding those napkins from the directions in the book – this made it a multi-part family activity. I think there are still some around somewhere I’m saving.

* Appearances are an important part of good living when you got no money. Canned peaches really do taste wonderful with candy sprinkles and stars on top.

* Do not bake canned peaches expecting any improvement. *
* There are wonders you can do when you stick a pie crust under something, though, and put those little dough strips on top with some butter and sugar. Now, that’s good living right there.

* I remembered that my grandmother talked about a peaches and cream complexion and yes, I did try using that for a facial mask – it is not the same with canned peaches and milk. This is not a good living experience with or without money.

* That mask would’ve worked maybe a hundred years ago when there was no way to compare it to anything else but now that I’ve thought about it – maybe the weather was just different.

* We didn’t generally have air conditioning because we didn’t need a $600 electric bill. Some things involved in good living need to be modified when doing it without air conditioning.

* When you got no money you might as well do with what works. Doing what doesn’t work costs money that you aren’t going to get to fix it. Then you’re living with it that way for who knows how long.

* A chair could be a good example of things that have to be modified without air conditioning and an idea of the cost involved when stuff just doesn’t work. Vinyl does stick to the skin when its hot and humid outside – and without cool air – its like that inside, too.

* Strangely enough, the cost of a leather chair at the thrift store is about the same as vinyl or naugahyde, but the difference is whether you pick the chair up on the back of your leg when you get up from it. Good living says the chair stays where you put it.

Got No Money Guide- Second Edition

This is the Second Got No Money Guide

The Got No Money Guide to Fun and Activities

10000 and One Cheap Thrills

Like I would know what all that could be. There are always possibilities. If and then, if . . . and then, maybe, if . . . Eventually, I would think of something.

Right now, I discovered the carrots that aren’t in a can. They are a three part activity that is likely lost on people who got money.

First, the peeler that is the old-fashioned, trick to use kind that gets the peel and flips it on the floor, the wall and down the side of the trashcan. Second, the cutting each stick into little bite-size morsels with a steak knife that has to be used in a prayer and saw motion to work. And then, thirdly, the switch pans and use the microwave activity – look for a bowl to cook in the microwave and a lid for the glass and how long does it take for carrots to get soft anyway. My bet is twenty minutes which may lead to a new activity – cleaning up the burnt rubberized carrot pieces in the microwave. That would be a bonus activity – at no extra charge.

All told, this is a got-no-money great activity because it is a three-fold activity and has a bonus thrill, if the results are different than edible. There you go, it don’t get no better than that.

Got No Money Guide

About Me

Name: Diane Phillips
Location: Marietta, Georgia, United States

I’m here. I love hearing the birds sing in the middle of the night and early in the morning. I like walking but I’m tired of it and wish I could ever buy a car of my very own and afford to actually drive it places. As it is now, I would maybe get a car, unlikely, but it would sit in the parking lot because I got no money to insure it and to put gas in it. So, I might sit in the car and have somewhere to go besides my apartment, but that would be about it.

Diane Phillips

* Industry: Arts
* Occupation: Artist
* Location: Marietta : Georgia : United States

About Me

I’m here. I love hearing the birds sing in the middle of the night and early in the morning. I like walking but I’m tired of it and wish I could ever buy a car of my very own and afford to actually drive it places. As it is now, I would maybe get a car, unlikely, but it would sit in the parking lot because I got no money to insure it and to put gas in it. So, I might sit in the car and have somewhere to go besides my apartment, but that would be about it.
Your people want to make a statue in your honor. What will it be made out of and what victory will it commemorate?

Now, that would be interesting. It would celebrate the victory of creating art, writing, music and invention that helped the world while I have lived and beyond. It is what I want most of all – to make the contribution that is mine to give.

* Art
* Writing
* Creating Things
* Have three borrowed pets
* got no money ever
* probably won’t ever have any money ever either
* been psychotherapized to be okay about not having any money ever
* and drawing by hand
* with photoshop
* and other artstuff. My new hobby is Ebay with a store of my art
* paintings and prints. It is the most time-consuming handy dandy thing I’ve ever been involved with. ever.

Favorite Movies

* Ones that are playing on the telebox. Although
* I prefer ones that aren’t mushy
* tearjerkers. I’d druther watch Lethal Weapon than a bring your own kleenex thing.

Favorite Music

* My favorite music is Christmas music which I play when I’m painting to imagine that what I create will be a gift to someone. Most music
* I like. I play music on the piano and keyboards and create my own music. I really like a lot of the new music and old music
* well – almost any music is good for awhile.

Favorite Books

* The dictionary. The Bible. Art Books.

Got No Mo’ Money Guide…funny stuff…sit down while reading caution comedy for every one including your mother-in-law

Got No Money Guide to Home Decorating
Copyright 2008, 2007, 1992 Cricket Diane C Phillips
Genius is to be Resourceful, ingenious, daring, creative and let go of the confounded limitations in propriety cricket quote from 1999

*When you got no money it’s not the same as being poor. Poor is a state of mind. Got no money is a fact.

*A trail of stars:
Camping under the stars – Glow in the dark stars on every ceiling is easier than camping –
no bugs, no rain, real beds and the keys don’t get locked in the car.

* With a nature sounds recording – you’ll think you’re in the woods till your ex-mother-in-law comes over.

*The best way to approach decorating when there is no money is to choose a color scheme and really stick with it. One of our favorites is cardboard brown, grey and glow in the dark.

* You know houseplants are just fast growing weeds with a pot stuck under them.

* Houseplants are easier to hang than bankers but not near as much fun to watch.

* For 99 cents , you can glo-in-the-dark anything. Who needs fancy emergency lights and a generator for a storm? Put enough glo-in-the-dark paint around and you can’t tell the difference.

* We glo-in-the-dark everything. We can find our shoes in the dark, our stove in the dark, my husband’s privates in the dark.

* Don’t say anything to my husband about the glo-in-the-dark privates thing. He never looks down at himself and I haven’t told him.

* Plastic flowers in the window boxes were a great idea from a friend of mine, but we couldn’t afford them. So, we put that idea with another problem we kept having and now our windows have really great dirty socks on a stick in the boxes. From the street, you can’t tell anyway.

*No, they don’t glo-in-the-dark. But, we could do that . . .

*My husband keeps asking what happened to all his socks. So you think I should tell him? He can’t divorce me. We don’t have any money.

* I started to wallpaper the bathroom with legal papers. The government is the only one that can afford paper. They sent a tone of it to our house. Surely it could be a decorating element. You can’t wipe with it.

* Maps are great wallpaper. I saw it done in a book once. The book picture showed a great room wallpapered in maps. Of course, they could afford mahogany shelving to accent them. Wonder if the effect would be the same with fake fur and stucco? I’ve seen cars done that way.

* We like textural finishes. We have a friend that finishes houses and gives us the ends of the buckets. Do you know what ceiling mud does when its left in the bottom of the bucket too long? Yes, it does make a nice wall sculpture, doesn’t it? A little glow-in-the-dark paint and hope it doesn’t fall on anybody . . .

* Never plaster a toilet. Toilets do no lend themselves to great decorating ideas.

* We had four custom wheels in our basement which fit not any car we could ever afford. We had a small square coffee table where we ate with no stools. Now, we have four industro-fashion fifty dollar a piece fully functional, modular seating units which fit securely under the butt.

* Butt is not a fashion decorating word but it is a priority element of decorating. What you do with butts makes all the difference in decorating. Cheap seats are hard seats. Can’t afford them anyway. And no money butts are hard, scrawny, boney butts. Hard seats won’t do. You’ll have to keep a crowbar on the wall to pry the seats from the butts. Isn’t that special? Early American . . .

* If birthday streamers, banners, balloons, Christmas and New Year’s decorations are left up long enough, they become decorating elements automatically. People stop asking whose birthday it is about the second month they are still up.

Got No Money Guide To Home Decorating –

* Fashion decorating has a lot of important concepts to remember. Rustic means you bring the sticks inside the house and Euro-rustic means to leave the sticks outside but bring the tree in the house.

* Early American and primitive means you hang all the rusty tools on the wall as a fashion accent. Poor means you’re still using them everyday.

* Danish modern means everything is made out of the wood your grandma said wasn’t good for nothing and polishing it.

* All other modern/contemporary means all the furniture is white because they can afford to hire somebody to keep it clean and their children puke on art canvas instead of the couch.

* They might not call it a couch. When you got no money, it doesn’t much matter what you call it. It does help to be able to sit down on it.

* Keeping the important things in mind when decorating with no money is critical. With $500 to buy designer sheets, who could sleep? I’d lay awake all night trying to spend that much money. I sure couldn’t sleep on it.

* Another important thing to consider about decorating is what paid people think. The paid people from the government that have to come visit every week probably won’t understand why you just don’t go buy new stuff anyway. We got no money is not their problem. We’re paying them.

* Glue and scotch tape are the magic tools of the got no money decorator. What you can’t glue or tape, you don’t need to be doing and can’t afford. Anything that has to be propped up to be any good needs a good brick. These are the basic elements of good design with no money.

* If you can tack it on the wall – don’t waste any nails on it. If you can stickey tack it on – don’t waste any tacks on it. This is a hardware concept – you don’t have to waste a lot of time fighting with it.

* By the way – the Early American thing – don’t use tacks. Those old rusty hand saws just will not stay. This is called an active environment risk.

* Children’s rooms are almost cheating because they are so easy to decorate with no money. We dump the box of their toys out in the middle of the floor and call it, child development access area. Takes all the work out of it.

* There is no such thing as broken – has to be thrown away when you have no money. Old dishwasher handlebar got broke – it becomes a new bicycle pedal. Shelf got broke because child was using it for free-form dexterity test – it becomes a scraper to take the plaster off the toilet.

* Everything can be incorporated into a thorough, well-planned decorating scheme. You know how stiff blue jeans get when they have been worn three weeks without being washed? If they can just hold up this one tabletop . . .

Got No Money Guide To Home Decorating 2007

* It doesn’t take a genius to understand home decorating. It isn’t rocket science but to do rocket science is easier when you got no money than home decorating.

* That’s because there’s more manure in the world for blowing things slap to the moon than there are fine and fancy things for no money to use for decorating.

* I wouldn’t get too caught up in that, though. What can be done with $200 a yard fabric can always be done with other stuff given a freer sense of what’s what.

* Sheets can be used as curtains, if you don’t mind everywhere in your house looking like your bedroom.

* Yards and yards of fabric can be bought for $1.00 a yard or even 50 cents a yard that you wouldn’t want to use to line the floor of a doghouse, but given enough of it – there’s something Architectural Digest would be proud to display.

* It can always glow-in-the-dark with a little spray paint or poofs from t-shirt paint pods to make stars and planets or even fancy flow in the dark florals.

* Sparkle and spatter – these are some of the great terms of got no money decorating. If you can’t sparkle it, I would be surprised.

* Do not use spray adhesive to fling glitter on curtains for sparkle. After about six months, the dust in the air collects on them which gives a whole new meaning to the term textured.

* If you want spatter effects, this is easy enough given just about anything with color including kool-aid. You won’t learn this at kid’s school but do not do spatter effects with children around to see it being done. Their little minds are not going to think limited use in a decorating scheme on this.

* Spatter paint and glitter on sofa pillows are nice effects and some have been done to cover an entire couch, chair or wall. This does not work well with absolutely every paint in existence. I know by experience. The nice little acrylic paints leave hard poke into you spots when dry that don’t allow you to ever get comfortable on the same couch again.

* Do not assume that dust will not show up as much on dark surfaces. This is the same dust that looks darn well yucky everywhere else with its dark little greyed out lint but on dark fabrics, walls or furniture – it is bright enough to have its own zipcode.